Our commitment
GCF operates to international anti-money-laundering (AML), counter-terrorist-financing (CTF), and sanctions standards, in cooperation with regulated partner banks. Onboarding, funding, and allocations are subject to the controls described here. We may decline, delay, restrict, or unwind activity, and report to competent authorities, where required.
Politically exposed persons (PEPs)
The GCF brand does not directly serve politically exposed persons. We do not knowingly onboard or directly provide platform services to PEPs, their immediate family members, or their known close associates.
All applicants are screened for PEP status during onboarding and on an ongoing basis. Where a PEP connection is identified, onboarding is declined or the account is restricted, and any existing relationship is escalated to senior compliance and may be terminated. This policy does not remove any obligation that applies to regulated partners under applicable law.
KYC and customer due diligence
Onboarding starts with a short KYC form: full name, contact details, date of birth, nationality, residential address, country of residence, tax residency and tax/national ID, ID document details and image, and declarations on PEP status and beneficial ownership. Completing it unlocks balance-funded allocations.
The short form is a baseline. We apply enhanced due diligence (EDD) — including additional source-of-funds and source-of-wealth evidence — to higher-risk cases, to certain deposit methods such as bank and assisted Luxembourg/UK transfers, and to tickets at or above the disclosed enhanced-review threshold. You can fund your account before verification is approved, but allocations from balance and certain rails may require completed checks first.
Sanctions and prohibited jurisdictions
Applicants and beneficial owners are screened against UN, EU, UK, Swiss, and US (including OFAC) sanctions lists. We do not serve persons subject to sanctions or located in comprehensively sanctioned or otherwise prohibited jurisdictions. Screening is repeated on an ongoing basis and on list updates.
Source of funds and wealth
You must commit only funds that are lawfully yours and not the proceeds of crime. We may request evidence of the origin of funds and of overall wealth, particularly for bank and assisted-transfer routes, before crediting your account or confirming an allocation.
Transaction monitoring and reporting
Deposits, allocations, and settlement activity are monitored for unusual or suspicious patterns. Where required, we file reports with the relevant financial-intelligence unit or authority and may be prohibited by law from notifying you that a report has been made.
Record keeping
Identity, transaction, and compliance records are retained for at least ten (10) years from the relevant event, or longer where regulation requires, and are made available to authorities and partner banks on lawful request.
Complaints and contact
Compliance questions and complaints can be sent to compliance@gcf-ipo.com. We acknowledge complaints promptly and aim to resolve them fairly. Where a complaint cannot be resolved, you may have recourse to the relevant ombudsman or authority in your jurisdiction.